Expert witness



With increasing levels of professional negligence claims in the mortgage and loans sector, the Rockstead independent expert witness service is designed to provide claimants or defendants with the facts and expert opinion in potential or live PI claims.

Whether you need to strengthen your claim or defence processes through documentary assessments, mediation, or in court with expert witness testimony, we will provide you with independent opinion based upon expertise gathered over 35 years in mortgage origination, underwriting, processing and credit and risk assessment.

We will work closely with you

Rockstead will analyse the file of every loan, measuring it against the lender’s own criteria and operational processes. We comment not only on compliance with criteria and underwriting rules, in most residential and commercial cases, but also provide our opinion based on a comparison with the market at the time of loan completion. This will establish whether the product or the lending criteria was in line with the market, or outside the market norm at the time.

Benefit from our expertise

  • Our specialist team includes members of the Academy of Experts

  • We will provide opinions on the quality and suitability of lending decisions

  • We have experience of dealing in both mediation and courtroom situations

Added-value features of our service

  • Access – to the latest operational experience across all types of lending

  • Expertise – to ensure insightful, experience-based analysis

  • Reliability – easy, fast, accessible online reports

  • Assurance – secure and confidential file transfer facilities

  • Scale – the ability to handle multiple cases

  • Efficiency – with our ability to work on a fixed project fee basis

 

Our services will help if you are:

Considering making or defending a PI claim.

A PI company wishing to employ independent experts.

A lender reviewing your own lending decisions.

A portfolio owner, investor or insurer with concerns over portfolio performance.

A valuer, quantity surveyor or solicitor.